February 12, 2022
February 12, 2022
Fraud Detection in ACH Transactions
Fraud Detection in ACH Transactions
Fraud Detection in ACH Transactions
AI-driven anomaly detection for ACH transactions using 500+ features including customer behavior, device identity, geospatial risks, FI-level patterns, and call-center interactions.
AI-driven anomaly detection for ACH transactions using 500+ features including customer behavior, device identity, geospatial risks, FI-level patterns, and call-center interactions.
AI-driven anomaly detection for ACH transactions using 500+ features including customer behavior, device identity, geospatial risks, FI-level patterns, and call-center interactions.
Year
2025
Client
Not Disclosed
Category
ACH Payment Fraud
Product Duration
8 Weeks (4-week PoV + 4-week deployment)
Problem / Challenge
Problem / Challenge
Problem / Challenge
Static business rules fail to detect new ACH debit fraud patterns. Financial institutions experience high false positives and investigation costs, slowing fraud recovery.
Static business rules fail to detect new ACH debit fraud patterns. Financial institutions experience high false positives and investigation costs, slowing fraud recovery.
Static business rules fail to detect new ACH debit fraud patterns. Financial institutions experience high false positives and investigation costs, slowing fraud recovery.
Our Solution
Our Solution
Our Solution
Aivance™ deployed an ensemble ML+Graph model incorporating:
Customer ACH behavior modeling
Fraudster behavior modeling
Customer log-on and device graph analysis
Originating/correspondent FI intelligence
Pareto frontier optimization for precision vs. recall
Aivance™ deployed an ensemble ML+Graph model incorporating:
Customer ACH behavior modeling
Fraudster behavior modeling
Customer log-on and device graph analysis
Originating/correspondent FI intelligence
Pareto frontier optimization for precision vs. recall
Aivance™ deployed an ensemble ML+Graph model incorporating:
Customer ACH behavior modeling
Fraudster behavior modeling
Customer log-on and device graph analysis
Originating/correspondent FI intelligence
Pareto frontier optimization for precision vs. recall
Outcomes / Benefits
Outcomes / Benefits
Outcomes / Benefits
Up to 70% additional fraud identification
Processes over 4M records per hour for real-time alerting
Reduction in false positives and manual analyst workload
Up to 70% additional fraud identification
Processes over 4M records per hour for real-time alerting
Reduction in false positives and manual analyst workload
Up to 70% additional fraud identification
Processes over 4M records per hour for real-time alerting
Reduction in false positives and manual analyst workload
Tech Stack / Capabilities
Tech Stack / Capabilities
Tech Stack / Capabilities
Entity resolution, watchlist screening, geospatial risk scoring
Real-time alert generation with business rule overlay
Deployable cloud or on-prem
Entity resolution, watchlist screening, geospatial risk scoring
Real-time alert generation with business rule overlay
Deployable cloud or on-prem
Entity resolution, watchlist screening, geospatial risk scoring
Real-time alert generation with business rule overlay
Deployable cloud or on-prem
More CASE STUDIES More CASE STUDIES
Detecting Fraud, Risk & Non-Compliance
Financial Fraud & Risk Analytics
Detecting Fraud, Risk & Non-Compliance
Financial Fraud & Risk Analytics
Detecting Fraud, Risk & Non-Compliance
Financial Fraud & Risk Analytics
Anomaly Detection in Remote Deposit (RDC)
Remote Deposit Fraud
Anomaly Detection in Remote Deposit (RDC)
Remote Deposit Fraud
Anomaly Detection in Remote Deposit (RDC)
Remote Deposit Fraud
03
//FAQ
Concerns
Frequently
Asked Questions
01
What makes Aivance different?
02
Do you build custom AI models?
03
Which cloud platforms do you use?
04
Is data privacy guaranteed?
03
//FAQ
Concerns
Frequently
Asked Questions
01
What makes Aivance different?
02
Do you build custom AI models?
03
Which cloud platforms do you use?
04
Is data privacy guaranteed?
//FAQ
Concerns
Frequently
Asked Question
What makes Aivance different?
Do you build custom AI models?
Which cloud platforms do you use?
Is data privacy guaranteed?
03
//FAQ
Concerns
Frequently
Asked Questions
01
What makes Aivance different?
02
Do you build custom AI models?
03
Which cloud platforms do you use?
04
Is data privacy guaranteed?
Let's build
tomorrow.
BASED IN Dubai
AI Automations and AI Systems
Your future isn’t waiting, it’s being built right now.
Let’s shape it together.
Let's build
tomorrow.
BASED IN Dubai
AI Automations and AI Systems
Your future isn’t waiting, it’s being built right now.
Let’s shape it together.
Let's build
tomorrow.
BASED IN Dubai
AI Automations and AI Systems
Your future isn’t waiting, it’s being built right now.
Let’s shape it together.
Let's build
tomorrow.
BASED IN Dubai
AI Automations and AI Systems